Why do you need Condominium/Townhouse insurance?

Protect your home, Protect your belongings and Protect the assets you’ve worked so hard for!


  • Dwellings and other structures - For townhouse owners, your townhouse and separate structures are covered for almost any type of damages except for a few common exclusions, such as wear and tear, earth movement, flood, nuclear hazard and earthquake.

  • Dwelling Improvements, Alterations, and Additions  - For Condominiuim owners, you are covered for accidental damage to improvements you make in your unit for which your association's policy does not provide coverage, subject to your condo insurance policy limits.

  • Personal Property - Condominum insurance  provides coverage for your household contents and personal belongings. You may think your couch, coffee table, sweaters, shoes, coats, TV, VCR and CD player aren't worth a lot but those items all add up.

  • Loss assessment - You'll receive up to $1,500 for assessments arising from covered damage. This can be used to pay for your share of property damage or injury awards for which your association's policy does not provide coverage. Typically, up to $50,000 is available, but this may vary depending on your policy.*












  • Personal Liability - In the event someone is injured on your property or you damage property that belongs to others, you could be held legally liable for the injury or damage.  The condominium policy provides personal liability coverage to financially protect you should this ever occur.


If you are considering buying a stand-alone house or renting, discover the benefits of a  homeowners or renters policy. 




Why do I need Homeowners Insurance?


Why do I need Renters Insurance?


Why do I need Condominium /Townhouse Insurance?


Sample Home Insurance Coverage


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